Chatargee Previous Years Solved Sample Placement Papers
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A Primary Co-operative Society in Kerala not coming under the Banking Regulation Act shall maintain fluid resources to the extent of ----------- its demand liabilities.
(a) 10%
(b) 20%
(c) 100%
(d) none of these
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Protection to collecting Banker under N.I Act is available only if it is a-----------
(a) Bearer cheque
(b) Order cheque
(c) Order cheque as well as crossed one
(d) none of these
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All loans can be treated as secured loans if those loans were disbursed against--------------.
(a) Personal security
(b) On the security of gold
(c) Charge on crop
(d) none of these
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Documentation means--------------------
(a) Drafting of documents
(b) Filing and execution of security document
(c) Keeping them safe and legally alive after execution
(d) All of these
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Industrial development of India was established under the initiative of--------------.
(a) SBI
(b) World Bank
(c) RBI
(d) none of these
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Is it necessary to register ‘equitable mortgage’?
(a) Yes
(b) Not necessary
(c) At certain times
(d) Necessary if the loan amount exceeds Rs. one lakh
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A depositor can withdraw amount from his SB Account through ---------- in a Primary Credit Co-operative Society.
(a) Cheque
(b) Voucher
(c) Withdrawal slip
(d) none of these
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Banker should obtain ------------- in writing if the customer's account is to be operated by another.
(a) Probate
(b) Mandate
(c) Pronote
(d) none of the above
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Cash or other assets continually undergoing conversion into cash is known as-------------.
(a) Fixed asset
(b) Statutory asset
(c) Floating asset
(d) none of these
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Drawer in the case of Demand Draft is----------
(a) Purchaser
(b) Payee
(c) Issuing Banker
(d) none of these
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RBI’s licensing policy for setting new co-operative Urban Banks is based on --------------.
(a) Strong start-up capital
(b) Corporate Governance
(c) All of these
(d) none of these
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Banks without any branch are called--------------
(a) Federal bank
(b) Unit Bank
(c) Apex Bank
(d) none of these
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Urban co-operative Bank shall maintain SLR at the rate ------------- its demand and time liability.
(a) 10%
(b) 24%
(c) 25%
(d) 6%
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Maximum interest rate on various deposits in a Service Co-operative Bank in Kerala is fixed by -------------
(a) Reserve Bank of India
(b) Managing Committee
(c) Registrar of Co-operative Societies
(d) none of these
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The basis of quantum of mortgaged loan to be sanctioned by the Banker to the borrower is ------------
(a) Encumbrance certificate
(b) Possession and enjoyment certificate
(c) Valuation certificate
(d) none of the above