Covansys Previous Years Solved Sample Placement Papers
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Who can exercise a casting vote in the meeting of the Managing Committee of a Co-operative Society?
(a) Chairman
(b) Administrator
(c) Managing director
(d) None of these
Answer: (a)
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‘Subsidiary state partnership fund’ is maintained by:
(a) State Co-operative Bank
(b) District Co-operative Bank
(c) State Government
(d) None of these
Answer: (a)
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The expansion of ‘MASK’ is:
(a) Mutual Aid Scheme Kerala
(b) Mutual Assistance Scheme Kerala
(c) Mutual Arrangement Scheme Kerala
(d) None of the above
Answer: (b)
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Prudential norms include:
(a) Income recognition
(b) Assets classification
(c) Provisioning
(d) All of these
Answer: (d)
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Primary Agricultural Credit Society (PACS) can become a member of:
(a) State Co-operative Bank
(b) Primary Co-operative Agricultural and Rural Development Bank
(c) Kerala Co-operative Agricultural and Rural Development Bank
(d) None of the above
Answer: (a)
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In CAMELS rating, ‘C’ stands for:
(a) Capability
(b) Competency
(c) Capital adequacy
(d) None of these
Answer: (c)
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KICMA is an institution functioning under the control of:
(a) Institute of Co-operative Management
(b) Kerala State Co-operative Bank
(c) Kerala State Co-operative Union
(d) None of the above
Answer: (c)
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Section 138 of the Negotiable Instruments Act states that the drawer of the cheque is liable to be punished if the cheque is bounced for:
(a) Not crossing
(b) Alteration of figures
(c) Insufficient funds
(d) None of these
Answer: (c)
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Bank provides overdraft facility in:
(a) SB Account
(b) Current account
(c) Fixed Deposit Account
(d) None of these
Answer: (b)
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Authorized share capital of a co-operative bank in Kerala is fixed in the:
(a) Kerala Co-operative Societies Act
(b) Banking Regulation Act
(c) By-laws of the Bank
(d) None of these
Answer: (c)
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Authority to issue a legal heir certificate of the deceased is:
(a) Court
(b) Revenue authorities
(c) Registration authorities
(d) None of these
Answer: (b)
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A cheque presented after the receipt of a ‘stop payment order’ will be returned after writing the words:
(a) Payment stopped
(b) Refer to drawer
(c) Payment stopped by the drawer
(d) None of these
Answer: (c)
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Primary urban co-operative banks should strengthen their __________ for increasing borrowing power:
(a) Deposits
(b) Share capital
(c) Profit
(d) None of these
Answer: (b)